# Falcon Insurance

Falcon Insurance helps trucking businesses understand and arrange commercial truck insurance in the United States. Customers can contact the team for insurance quotes, accounting questions, policy changes, and endorsements.

## Trucking insurance coverage

### Auto liability

Primary auto liability is generally required for a motor carrier operating under its own authority. It covers bodily injury or property damage caused to other parties while a covered truck is being operated. It does not cover damage to the insured truck itself. The coverage and filing requirements depend on the carrier's operations and authority.

### Motor truck cargo

Motor truck cargo insurance covers freight being transported by the carrier if it is lost or damaged by a covered event. The policy limit should reflect the maximum value of cargo hauled at one time. A commonly requested limit is $100,000, but the appropriate amount depends on contracts, commodities, and broker requirements.

### General liability

General liability covers certain third-party injuries and property damage that are not caused by operating a commercial vehicle. Some brokers, facilities, and programs such as Amazon Relay may require it. Requirements should be confirmed with the party requesting proof of coverage.

### Physical damage

Physical damage insurance helps pay for covered damage to an insured truck or trailer. It commonly includes collision and comprehensive protection. Lenders usually require this coverage when a vehicle is financed or leased. Coverage limits are normally based on the vehicle's stated value.

### Non-trucking liability

Non-trucking liability may cover liability when a truck is being used for personal, non-business purposes and is not under dispatch. It is different from primary auto liability. State registration requirements and accepted insurers can vary, particularly in states such as New York and Florida.

## Important note

The information on this page is a general overview, not a binder, policy, or legal advice. Availability, eligibility, pricing, limits, exclusions, and filing requirements depend on the insurer, state, vehicle, cargo, driving history, and business operations. Contact a licensed representative for advice about a specific risk.

## Contact Falcon Insurance

- Sales underwriter: +1 872-529-5540
- Sales underwriter: +1 224-733-1593
- Changes and endorsements: +1 224-733-1592
- Website: https://falconinsurance.net/

For a quote or service request, use the contact options and appointment form on the main website.

## Website resources

- [Falcon Insurance website](https://falconinsurance.net/)
- [Why trucking insurance is important](https://falconinsurance.net/why-is-trucking-insurance-so-important/)
- [Auto liability information](https://falconinsurance.net/auto-liability/)
- [Physical damage information](https://falconinsurance.net/physical-damage/)
- [XML sitemap](https://falconinsurance.net/wp-sitemap.xml)